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MED ADVANTAGE ACQUIRES BLUE CROSS BLUE SHIELD AGREEMENT

Orlando, FL., October 12, 1996 - Med Advantage announced today that it has contracted with Blue Cross & Blue Shield of Western New York and Blue Shield of Northeastern New York as their credentialing outsourcing vendor. Both plans are operated by Blue Cross & Blue Shield of Western New York. The plans cover the 8 county Western New York and 18 county Albany area regions.

"We are extremely pleased to be increasing the number of Blue Cross Blue Shield plans we are working with and are very excited for the opportunity to work with these two plans." said John C. Barrett, Vice President of Med Advantage. " We are bridging the gap between our managed care organizations and our providers", Blue Cross & Blue Shield Manager of Credentialing, Nancy Schoellkopf stated. "We ‘re excited about our affiliation with Med Advantage. Quality is important to our HMO. We fully expect our relationship with Med Advantage to support our ongoing National Committee for Quality Assurance (NCQA) accreditation efforts."

Med Advantage will provide various credentialing services, including mailing a condensed version of the application, receiving the information and primary source verification. This process will allow for a simplified credentialing process.

Med Advantage is considered one of the largest Credentials Verification Organizations (CVO) in the country. Med Advantage received its Certification from NCQA* in September of this year. The database which Med Advantage has compiled currently holds over 750,000 providers and has over 4.3 million elements verified according to both NCQA and The Joint Commission on Accreditation of Healthcare Organizations (JCAHO) standards.

* The National Committee for Quality Assurance, located in Washington, D.C., is an independent, non-profit organization that certifies credentials verification organizations and accredits managed care organizations.

CONTACT: John C. Barrett of Med Advantage , 407-282-5131

CO: Medical Advantage, Inc., d/b/a Med Advantage ST: FL
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